Effective Date: February 1, 2025
Last Updated: February 1, 2025
1. Introduction
At Acquatx Financial Services, LLC (“Acquatx,” “we,” “our,” or “us”), we value your privacy and are committed to protecting your personal information. This Privacy Notice describes how we collect, use, disclose, and protect your personal information when you visit our website (Zachariel.com), apply for or use our services, or otherwise interact with us.
This Privacy Notice is designed to comply with applicable U.S. privacy laws, including the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA), and other relevant federal and state regulations.
2. Information We Collect
We may collect the following types of personal information:
Personal Identifiers – Name, email address, phone number, date of birth, Social Security Number (SSN), and government-issued identification.
Financial Information – Bank account details, transaction history, account balances, and payment details.
Technical Information – IP address, device type, operating system, browser type, and website usage analytics.
Usage Data – Information about how you interact with our services, including login details, preferences, and support inquiries.
Geolocation Data – If you allow location services, we may collect geolocation information for fraud prevention and security.
Biometric Data – If applicable, facial recognition or fingerprint data used for identity verification.
3. How We Use Your Information
We use your personal information for the following purposes:
To verify your identity and comply with legal obligations (e.g., Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations).
To provide, maintain, and improve our services, including processing transactions and issuing cards.
To prevent fraud, unauthorized access, and other security risks.
To comply with legal and regulatory requirements.
For marketing and promotional purposes, subject to your consent where required by law.
4. How We Share Your Information
We do not sell your personal information. However, we may share your information with:
Service Providers – Third-party vendors that help us operate our business (e.g., cloud storage, payment processors, fraud prevention tools).
Regulatory Authorities – When required by law, such as law enforcement agencies, financial regulators, and tax authorities.
Business Partners – With partners that provide financial services, such as card issuers or banking partners.
Affiliates – Entities that are part of our corporate family to improve and develop new services.
We implement strict controls to ensure that all third parties comply with U.S. privacy and security laws.
5. Your Rights & Choices
Depending on your state of residence, you may have the following rights regarding your personal information:
Access & Portability – Request a copy of the personal information we have collected about you.
Correction – Request corrections to inaccurate or out dated personal information.
Deletion – Request deletion of your personal data, subject to legal retention requirements.
Opt-Out of Sale/Sharing – While we do not sell your data, some states allow users to limit data-sharing activities.
Limit Use of Sensitive Data – Control how your sensitive personal data is used, where applicable.
Non-Discrimination – You have the right not to be discriminated against for exercising your privacy rights.
To exercise your rights, contact us
dataprotectionoffice@zachariel.com6. Data Security & Retention
We implement industry-standard security measures to protect your data, including encryption, firewalls, and multi-factor authentication. We retain personal data only as long as necessary for legal, regulatory, and operational purposes.
7. Cookies & Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience and analyze website usage. You can manage cookie preferences in your browser settings.
8. Children's Privacy
Our services are not intended for individuals under 18 yearsold, and we do not knowingly collect information from minors.
9. Changes to This Privacy Notice
We may update this Privacy Notice from time to time. The latest version will always be available on our website, with the effective dateclearly indicated.
10. Contact Information
If you have questions or concerns about this Privacy Notice, please contact us:
8 The Green, Suite A, Dover, Delaware, 19901
By using our services, you acknowledge that you have read and understood this Privacy Notice.
Acquatx Financial Services, LLC® (i.e., a FinancialTechnology Company), is a Financial Institution, according to 31 CFR1010.100(t) (formerly 31 CFR 103.11(n)), registered in the State of Delaware ofthe United States, with FinCEN MSB Registration: #31000294058733.
Zachariel Credit and Debit Cards, LLC., is a wholly-ownedsubsidiary of Acquatx Financial Services, LLC.
All banking services will be provided by an FDIC-insuredmember.
